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What can I expect when I talk to a Bromwich+Smith Debt Relief Specialist?

Bromwich+Smith will go over your financial situation with you and help you find a personalized debt relief solution tailored to your situation. Be rest assured, no matter how complicated or difficult you believe your financial situation is, you have options and Bromwich+Smith is here to find the best option to eliminate your debt and put you back on track to a brighter financial future.


During our first conversation, we will ask you a few general questions to help us develop a clear picture of your financial situation.  These questions will include: 

  • Do you have any prior insolvencies?
  • Do you have a garnishee? 
  • What is the total amount of unsecured debt and what is it comprised of (ie. credit cards? Line of credit?)
  • Do you own any assets?  Ie. house, car etc. and what is the value and the balance owing if any?
  • What is your marital status and family size?
  • What is your source of income? 

Our intake specialist will use this information to determine the best next steps to take to resolve your debt. We will either schedule an in-depth one hour free phone consultation between you and a Bromwich+Smith Debt Relief Specialist, or if your situation would be best served by an external resource, we will make recommendations of resources that you might want to explore.   

In-Depth Phone Consultation

A Bromwich+Smith Debt Relief Specialist will take a detailed look at your financial situation with you.  All debt relief options will be discussed to ensure you have all the information you need to make an informed decision on which option is best for your situation.

If you decide that a Consumer Proposal or Bankruptcy is your best option, an in-office appointment will be scheduled to enable you to sign the documents required to start the process.

Debt Relief Starts Today

Once submitted, relief is immediate. Starting right now, all creditor actions must stop. No more collection calls. Garnished wages and active legal actions will come to an end, and any frozen bank accounts are released. 

You are now on the road to rebuilding your worth. Bromwich+Smith is here to take the journey with you.