Privacy Policy

Privacy Policy

 Welcome to our Privacy Policy

Your privacy is critically important to us.

It is Bromwich+Smith’s policy to respect your privacy regarding any information we may collect while operating our website. This Privacy Policy applies to (hereinafter, “us”, “we”, or “https://”). We respect your privacy and are committed to protecting personally identifiable information you may provide us through the Website. We have adopted this privacy policy (“Privacy Policy”) to explain what information may be collected on our Website, how we use this information, and under what circumstances we may disclose the information to third parties. This Privacy Policy applies only to information we collect through the Website and does not apply to our collection of information from other sources.

This Privacy Policy, together with the Terms and conditions posted on our Website, set forth the general rules and policies governing your use of our Website. Depending on your activities when visiting our Website, you may be required to agree to additional terms and conditions.

Website Visitors

Like most website operators, Bromwich+Smith collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Bromwich+Smith’s purpose in collecting non-personally identifying information is to better understand how Bromwich+Smith’s visitors use its website. From time to time, Bromwich+Smith may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Bromwich+Smith also collects potentially personally-identifying information like Internet Protocol (IP) addresses for users leaving comments on Bromwich+Smith'blogs.
Bromwich+Smith only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below.


By using our website, you hereby consent to our Privacy Policy and agree to its terms.

Gathering of Personally-Identifying Information

Certain visitors to Bromwich+Smith’s websites choose to interact with Bromwich+Smith in ways that require Bromwich+Smith to gather personally-identifying information.

The personal information that you are asked to provide, and the reasons why you are asked to provide it, will be made clear to you at the point we ask you to provide your personal information.

The amount and type of information that Bromwich+Smith gathers depends on the nature of the interaction.

If you contact us directly, we may receive additional information about you such as your name, email address, phone number, the contents of the message and/or attachments you may send us, and any other information you may choose to provide.

When you request a call back and fill the form in contact us page, we may ask for your contact information, including items such as name, email address, City, province and telephone number.

How we use your information
We use the information we collect in various ways, including to:

  • Provide, operate, and maintain our website
  • Improve, personalize, and expand our website
  • Understand and analyze how you use our website
  • Develop new products, services, features, and functionality
  • Communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the website, and for marketing and promotional purposes
  • Assist you with a debt recommendation or solution for your personal situation
  • Send you emails
  • Find and prevent fraud


The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.


Ads appearing on our website may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Bromwich+Smith and does not cover the use of cookies by any advertisers.

Links To External Sites

Our Service may contain links to external sites that are not operated by us. If you click on a third-party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy and terms and conditions of every site you visit.

We have no control over, and assume no responsibility for the content, privacy policies or practices of any third-party sites, products or services.

Protection of Certain Personally-Identifying Information

Bromwich+Smith discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that  need to know that information in order to process it on Bromwich+Smith’s behalf or to provide services available at Bromwich+Smith’s website, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Bromwich+Smith’s website, you consent to the transfer of such information to them. Bromwich+Smith will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Bromwich+Smith discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Bromwich+Smith believes in good faith that disclosure is reasonably necessary to protect the property or rights of Bromwich+Smith, third parties or the public at large.

If you are a registered user of and have supplied your email address, Bromwich+Smith may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Bromwich+Smith and our products. We primarily use our blog to communicate this type of information, so we expect to keep this type of email to a minimum. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Bromwich+Smith takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.

Aggregated Statistics

Bromwich+Smith may collect statistics about the behavior of visitors to its website. Bromwich+Smith may display this information publicly or provide it to others. However, Bromwich+Smith does not disclose your personally-identifying information.


To enrich and perfect your online experience, Bromwich+Smith uses “Cookies”, similar technologies and services provided by others to display personalized content, appropriate advertising and store your preferences on your computer.

A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Bromwich+Smith uses cookies to help Bromwich+Smith identify and track visitors, their usage of, and their website access preferences. Bromwich+Smith visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Bromwich+Smith’s websites, with the drawback that certain features of Bromwich+Smith’s websites may not function properly without the aid of cookies.

By continuing to navigate our website without changing your cookie settings, you hereby acknowledge and agree to Bromwich+Smith’s use of cookies.


Those who engage in transactions with Bromwich+Smith – by purchasing Bromwich+Smith’s services or products, are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Bromwich+Smith collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Bromwich+Smith. Bromwich+Smith does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Privacy Policy Changes

Although most changes are likely to be minor, Bromwich+Smith may change its Privacy Policy from time to time, and in Bromwich+Smith’s sole discretion. Bromwich+Smith encourages visitors to frequently check this page for any changes to its Privacy Policy. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.

Contact Information

If you have any questions about this Privacy Policy, please contact us via email.


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