Licensed Insolvency Trustees
Free Consultation. Bromwich+Smith Will Find The Right Debt Relief Solution For You.
During your free consultation, a Kingston Bromwich+Smith Debt Relief Specialist will go over your finances with you, determining who you owe, how much you owe, your income, if any, and any active creditor actions against you. We'll use this information to provide you with an unbiased recommendation as to the best path to eliminate your debt today. We appreciate that each financial situation is unique, and we'll look at all the available options and provide with a debt solution tailor made for specifically for you. There is never a cost or any obligation for your consultation.
Here's how a Consumer Proposal works:
Bromwich+Smith negotiates the restructuring of your debt with your creditors on your behalf, offering a settlement which is based on what you can afford, not the original amount owing. Most proposals are settled for a percentage of original debt, with the remainder being forgiven.
A debt counsellor can provide you with the tips, tools and guidance you need to take control of your finances today and for the future. Learn More »
In some financial situations, filing bankruptcy can be the best option to eliminate debt. However, you can rest assured that all other options will be examined first before recommending bankruptcy. If after a thorough examination of your finances it is still determined that bankruptcy is the best solution for you, we'll provide you with all the details you need to understand the process and make an informed decision. Learn More »
A debt consolidation loan can be used to make a lump sum payment to several creditors, and then usually allows you to pay off the combined debt over several months or years, and sometimes at a lower interest rate. A consolidation loan usually requires a good credit rating, and assets to secure the loan. We'll help you understand the details of how a consolidation loan works, and explore if a Consumer Proposal would be a better option for you. Learn More »
Kingston and Area Office: 221 Queen St., Kingston, ON K7K 1N8 (By appointment only)
One convenient number to talk to the local office nearest you. Toll Free: 1(855) 884-9243