rebuild your worth

Vernon debt relief

Bromwich+Smith Has Helped Thousands Of Canadians Eliminate Debt Since 2002.
We Can Help You Too!

FREE CONSULTATION. We'll find the right solution for your specific financial situation and get you back on track to rebuilding your worth today, debt free.

Click to Book A Free Consultation

or Call 1-855-884-9243 (One convenient toll-free number to talk to the Local office nearest you).

Vernon and Area Debt Relief Specialists

Debt Relief. There Is A Solution.

Free Consultation. No Obligation.

A Bromwich+Smith, our team of Debt Relief Specialists are here to assist you with unbiased and nonjudgmental help, providing solutions to start rebuilding your worth today. No matter the financial situation, you can rest assured that there are always debt relief options to explore. Your over-the-phone consultation is always free and can take place from the comfort of your own home.


Consumer Proposal

Creditors calling? Collections or legal actions against you?  Unable to get ahead?  There are options available to eliminate your debt and start fresh.

One powerful debt relief option is called a Consumer Proposal and can only be obtained from a Federally Licensed Insolvency Trustee like Bromwich+Smith. A Consumer Proposal is a legally binding agreement with your creditors, which usually settles your debt for a portion of total amount owing, and allows you time to pay.

Benefits of a Consumer Proposal:

PlusA proposal is based on what your budget allows and not what creditors are demanding.
PlusAll unsecured creditors are legally bound by the conditions of the proposal.
PlusA proposal does not touch your assets. 
PlusCreditors must immediately stop all collection activities.
PlusYour payments go directly to your proposal.  There are no interest charges.
PlusThere are no hidden fees. We are paid by a government tariff, which is covered by the settlement amount with your creditors.

other options.


In some financial situations, a bankruptcy can be the best option to eliminate debt, allowing you to start fresh with a clean slate. A Debt Relief Specialist will go over the pros and cons of a bankruptcy with you, allowing you to make an educated decision before proceeding with a bankruptcy or any other debt relief option.  Learn More »

Credit Counselling

A credit counsellor can provide you with valuable tools and resources to effectively budget your money and save for your future. Learn More »

Debt Consolidation

A debt consolidation loan is usually obtained through a financial institution. Some or all of your debts are consolidated into a single loan, which you then make monthly payments on.  You are charged interest, which can range from low to high, based on if you are able to secure the loan with your assets or if the loan is unsecured.  You may also be required to have a good credit rating to qualify.    Learn More »

Vernon & Area  - Service available at our Kelowna Office (By appointment only).

1631 Dickson Avenue, Suite 1100, Kelowna, BC, V1Y 0B5

One convenient number to contact the local office nearest you. Toll Free: 1(855) 884-9243

Bromwich+Smith Office

49.8802815, -119.4612693