Celebrate Love, not debt this Valentines Day

Celebrate Love, not debt this Valentines Day 

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By Bromwich+Smith Staff | 772 words | Reading Time: 4 minutes | Date: 2024/02/08

As Valentine's Day approaches, the feeling of devotion Is all around us. The desire to show love is undeniable, and we’re exposed to ever more flamboyant ways to showcase our love. It's important to approach Valentine's Day with a clear mind so that we understand how we can express our love without overspending. 

Let's explore the often talked about love languages. Doctor Gary Chapman first identified the ways individuals express and receive love as love languages. Understanding your partner's love language as well as your own is a key component to building a strong relationship. 

Words of Affirmation: 

If your partner’s love language is Words of Affirmation, you're in luck. Your partner doesn't want you to spend money on fancy gifts or fabulous dates, but simply wants to hear how you feel about them. This Valentine's Day set time aside to share your love story. Write it down or share it with your partner verbally.  

Acts of Service: 

For many, actions speak louder than words, and this couldn't be truer for those whose love language is Acts of Service. They want to see thoughtful tasks that showcase they are in the forefront of your mind. Some ways to do this on a restricted budget include preparing their favorite meal or taking care of household tasks that they don’t enjoy. Take out the garbage, shovel the sidewalk, wake up a few minutes early and make their favourite morning drink.  

Quality Time: 

If your partner’s love language is Quality Time focus on shared experiences. Plan something you both enjoy, like a movie night at home, a walk in your favourite neighborhood or volunteer for a shared passion together. Build your deepest connection by powering off your devices during your quality time together. 

Physical Touch: 

As you can see, love languages aren’t generally big and over the top. Something as simple as holding hands in public can convey affection and strengthen your bond. Consider a back scratch or a massage with a favourite lotion as a treat this Valentine’s Day!  

Receiving Gifts: 

While your loved one may associate love with material items, it's essential to remember this doesn’t have to be expensive. Consider something unique and meaningful, like a mixed CD or playlist, a homemade card, or something inexpensive that you’ve noticed they would find useful.   

How to show love without accumulating debt 

Let's dive into some practical tips on how to celebrate Valentine's Day without breaking the bank. 
1. Set a budget. This can be something you and your partner discuss before hand or something you keep to yourself. Determine how much you are comfortable spending from your disposable income. The goal is to not spend beyond your means or take on debt to celebrate your loved one. 

2. Make a plan. As you've seen above expressions of love do not need to be costly. Plan gestures based on your partner's love language and showcase your feelings in your own unique way. Handwritten letters, home cooked meals, or time spent together are truly the thought that counts. Get creative with any purchase gifts and consider the sentiment before the value. 

3. Investigate free activities. We know spending time together doesn't need to cost anything so do your research and explore events in your community. You may be surprised at what is already happening in your area which can eliminate or reduce your spend this Valentine's Day. 

4. Talk. Your partner may not be aware of your financial situation so being open and honest with them will ensure you set the day up for success. Consider discussing potential budget constraints to ensure you are both have the same expectations for the day. You want to grow your relationship without contributing to financial stress how can the two of you work together to accomplish your goals? 

It is important to have a realistic perspective for any holiday or event. Setting up budgets and sticking to them will set you up for success. Valentine's Day is about love not about spending. If you find yourself struggling with overwhelming debt know that you do have options. Speak to a Licensed Insolvency Trustee who can provide individualized options and help you understand what resources are available to you.  
 
Bromwich+Smith wants you to celebrate love without affecting your financial well-being by understanding love languages and prioritizing sentiment over the cost we hope that you can nurture your relationships well beyond this Valentine's Day 

Bromwich+Smith has a number of debt relief strategies to help you regain control of your finances and get your life back on track. Reach out today for a free, confidential, no obligation consultation. Bromwich+Smith’s Debt Relief Specialists are available by phone at   1.855.884.9243,  Live Chat  or you can request a call back at contact us page. We want to see you flourish!      

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