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Back-to-school expenses: How to budget and avoid debt

You are on the couch, half-watching TV, when a back-to-school commercial comes on. It’s that time of year again. Your brain starts building the list…

Debt relief Financial tips Financial wellness
By Louise Lukeman 19 Aug, 2026

Budgeting tips for beginners 

Budgeting can feel overwhelming when you’re just getting started.  For a lot of people, the word “budget” sounds like punishment. No fun. No coffee. No takeout. No…

Financial tips Financial wellness
By Louise Lukeman 20 Jul, 2026

Family budgeting after debt

There’s a moment a lot of people feel after their debt is finally behind them. It isn’t when you sign the paperwork or make the…

Debt relief Financial tips Financial wellness
By Louise Lukeman 06 Jul, 2026

Money habits that help or hurt your financial health

Money touches every part of our lives. But for many of us, it’s easier to avoid looking closely at our spending habits or financial health.…

Financial tips
By Bromwich+Smith Team 24 Sep, 2025

Buy now, pay later: how it can increase your debt

Over the past few years, buy now pay later plans, also known as BNPL, have gained popularity and have become a convenient way to shop.…

Financial tips
By Bromwich+Smith Team 08 Sep, 2025

How subscription spending can quietly increase your debt

Subscriptions have become an incredibly common way companies make their products and services available to us. Typically for a monthly fee you get access to…

Financial tips
By Bromwich+Smith Team 08 Sep, 2025

Why setting financial goals helps you get ahead

Setting financial goals is a key part of budgeting and growing financially. When thinking about setting financial goals, it’s smart to think of SMART goals……

Financial tips
By Bromwich+Smith Team 16 Apr, 2025

Tax season for small businesses in Canada

Tax time is always challenging, and if you’re adding a business into the mix, it’s easy to feel overwhelmed. Let’s break things down into more…

Financial tips
By Bromwich+Smith Team 27 Mar, 2025

Why not all debt is the same

Debt is almost always viewed in a negative light, but not all debt is considered bad. In fact, some debt can be a tool for…

Financial tips
By Bromwich+Smith Team 21 Jan, 2025

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