Reduce your debt up to 85%

Government debt relief program to eliminate your debt, interest, and stress

See if you qualify 

“You have changed my life for the better. Now, I can move on and actually have things to look forward too, rather than drowning in debt.”
-Kenneth J

Award Winning Debt Relief

Scarborough Mirror Reader's Choice Award
Toronto Star-2019
Torch Awards 2021
Top Choice
Alberta Business

How we help you Roll your debt into one easy payment with 0% interest

Our stress-free Government Debt Relief program help eliminate debt, interest payments and support you in rebuilding your worth.

  • Reduce your debt stress in 30 minutes with a free and confidential consultation
  • Stop collections actions and get your finances back on track
  • Pay only a fraction of your debt with a Consumer Proposal
  • Conquer debt now and learn how to rebuild your credit.

Do you qualify for our government debt relief program?

Book your free confidential consultation or call us today to speak with a debt relief specialist.

Conquer debt.
Rebuild your worth.


Debt Help Available Now! Book Online or Call 1-855-884-9243



You have options! Reduce your debt to a fraction of what you owe! Get complete interest relief!


Free Consultation. Never A Cost. No Obligation.

Click to Book A Free Consultation

+ Reduce your debt to a fraction of what you owe 
+ Take 5 years to pay 
+ Pay no additional fees  
+ Stop all collection calls and action
+ Stop all interest  

Click To Give us a Call

   Start Fresh. Debt Free
Only with a Licensed Insolvency Trustee 

Call 1-855-884-9243 (One convenient toll-free number to talk to the Local Office nearest you).

Wherever you are, whenever you need us. All services available virtually, Monday through Saturday.

Consumer Proposal? Bankruptcy? You Have Options!

Complete Debt Relief Solutions 

Debt Relief Consultation 

Free and confidential debt relief consultation, with no obligation. Spend up to thirty minutes on the phone with one of our trained and experienced Debt Relief Specialists to determine the best solution to get control of your debt. They know how to handle debt relief in Canada, CRA taxes, credit cards, bills and more. Considering a debt consolidation loan, debt management plan, or payday loan? Call us for debt help first! 

Consumer Proposal 

Pay only a fraction of your debt over 5 years with no additional fees and interest free through a legally binding Consumer Proposal that will stop all collection action. Only Licensed Insolvency Trustees like the Debt Relief Specialists at Bromwich+Smith can make an interest-free debt settlement like this happen.

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Declare Bankruptcy

Bankruptcy can be scary, but with the thoughtful, knowledgeable, and helpful team at Bromwich+Smith you can make a fresh start and get busy rebuilding your credit right away. Before recommending filing a bankruptcy, all other debt relief options are explored (including debt consolidation, debt forgiveness, consumer proposals, and credit counseling). In some debt situations, personal bankruptcy is the best solution. The good news is that working with best Debt Relief Specialist Bromwich+Smith, you can start fresh debt-free in as little as 9 months.

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Working for Canadians.  

It’s our mission to work in the best interest of Canadians suffering from overwhelming debt. In 2019 we were the first Canadian trustees to introduce virtual appointments and document signing to provide the best possible service, regardless of location or mobility.  

If you need debt relief across Canada, the team at Bromwich+Smith is the answer. 

Bromwich+Smith Has Helped Thousands Of Canadians Eliminate Debt Since 2002. We Can Help You Too!


Client Stories


Adam takes us through his journey of dealing with stress and unmanageable debt brought on by a separation and a period of under employment.


Amy, a single mother of 4, struggles to make it through the stress brought on by unmanageable debt while she provides for her family.


George struggles to keep afloat during a very stressful period of financial hardship, while staying at his wife's side during critical illness.

Join us as we take the journey with 5 clients that have chosen to share their stories of how they struggled through debt, and how they have found new hope and optimism and are back on the path to rebuilding their worth.


Struggling with injury and job loss, Linda's financial situation deteriorates with unmanageable debt.

Linda P

Explore Linda’s story as she recovers from an injury, family hardship and the resulting devastating debt.



Award-Winning Service With Integrity. Nationwide.

It caught us completely by surprise to be voted the Toronto Star Readers’ Choice in 2019 – we didn’t even know that we had been nominated - the nomination and award were entirely the work of our clients! We’re proud of having won that award again in 2020, along with Three Best Rated. In 2021, we have been nominated for the Toronto Star Readers’ Choice and the Alberta Business Awards of Distinction, and we have been voted Top Choice Mark of Excellence in Edmonton and received a Torch Award from the Better Business Bureau of southern Alberta and the Kootenays. Our commitment to earning the trust of our clients is recognized across the country.   

 Click to Book A Free Consultation

At Bromwich+Smith, we understand the stress that debt can have on all aspects of your life. Our team of Debt Relief Specialists are here to assist you with unbiased and nonjudgmental help, finding the right solution that will eliminate your debt and get you back on track to rebuilding your worth today. You can rest assured, no matter how complicated you may believe your financial situation to be, there are always options to explore. Your consultation is always free and can take place on the phone from the convenience of your home.

Ask Us Your Questions | Book Your Free Consultation

Get Answers To All Your Questions


Free Consultation. Never A Cost. No Obligation. 
Unbiased | Compassionate | Confidential  

Your FREE DEBT RELIEF CONSULTATION can take place on the phone from the comfort of your home. 

 Click to Book A Free Consultation

You're now on the journey towards rebuilding your worth. Let's take it together.

Call 1-855-884-9243 (One convenient toll-free number to talk to the Local Debt Relief Office nearest you).