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Need debt help? Not sure what questions to ask about debt recovery?

Consider a credit counsellor or Licensed Insolvency Trustee There’s often a moment (or series of moments) when you realize you don’t just need budgeting tips.…

Debt relief
By Shelley Vandenberg 07 Apr, 2026

What is a consumer proposal? This debt relief option is the main alternative to bankruptcy

When debt becomes too much to handle, it can feel like there’s only one option: bankruptcy. But bankruptcy is not the only government-regulated option available.…

Debt relief
By Bromwich+Smith Team 07 Apr, 2026

Feeling stressed about debt? Here’s how to start finding a solution

It’s late at night and your house is finally quiet. You’ve done the dishes and your emails have finally stopped. And for the first time all day, there’s…

Debt relief
By Bromwich+Smith Team 27 Mar, 2026

Debt recovery process in Canada explained

When debt becomes overwhelming, many Canadians start searching for real solutions. The good news is that there are clear, regulated paths to debt relief in…

Debt relief
By Bromwich+Smith Team 11 Mar, 2026

What to do when you can’t pay your bills in Canada

If you can’t pay your bills, you’re not alone. Many Canadians reach a point where keeping up with payments feels impossible, no matter how hard…

Debt relief
By Bromwich+Smith Team 10 Mar, 2026

Understanding your debt relief options in Canada

Across Canada, many households are feeling the strain of higher everyday costs. Statistics Canada reports that the price of food and housing is rising, leaving many households with less room…

Debt relief
By Bromwich+Smith Team 05 Feb, 2026

What I wish I knew before starting my debt relief journey

“I can’t get into more debt.”   This was the big fear holding Angela back from contacting a Licensed Insolvency Trustee to learn more about a consumer proposal and other financial options. Angela isn’t her real…

Debt relief
By Shelley Vandenberg 20 Jan, 2026

When money gets tight: How families are finding stability in uncertain times

There’s a moment when debt reaches a tipping point. When the pain of worrying about money just has to stop.  As ordinary expenses keep going up, and when a paycheck doesn’t stretch as far as it used to, Canadians are…

Debt relief
By Shelley Vandenberg 20 Jan, 2026

Insolvency? Debt relief? What do these terms mean?

If you’ve been searching the web trying to figure out how to deal with debt, you probably keep coming across these terms. But really understanding what “insolvency” and “debt relief” means, requires…

Debt relief
By Bromwich+Smith Team 10 Dec, 2025

Understanding which debt solution you qualify for

More Canadians are feeling the strain of debt today, as rising living costs and higher borrowing pressures outpace the ability of Canadians to cover living expenses with their existing incomes. …

Debt relief
By Shelley Vandenberg 03 Dec, 2025

Money habits that help or hurt your financial health

Money touches every part of our lives. But for many of us, it’s easier to avoid looking closely at our spending habits or financial health.…

Financial tips
By Bromwich+Smith Team 24 Sep, 2025

Buy now, pay later: how it can increase your debt

Over the past few years, buy now pay later plans, also known as BNPL, have gained popularity and have become a convenient way to shop.…

Financial tips
By Bromwich+Smith Team 08 Sep, 2025

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