Melody Desmarais

CIRP, LIT

Licensed Insolvency Trustee

Melody has over 35 years of experience in the insolvency industry, including 12 years as a Licensed Insolvency Trustee. She has been with Bromwich+Smith for several years, supporting individuals and families facing debt challenges. Passionate about education and empowerment, Melody helps clients understand their debt options so they can make informed decisions about their financial future. She has also served as a board member for the British Columbia Association of Insolvency and Restructuring Professionals (BCAIRP)....See more

Articles

Wage garnishment in Canada: Know your options

If your pay is already being garnished, or you have just been told it is about to be, here is the part that matters most: it is not permanent, and…

Financial tips

09 Jul, 2026

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