Bromwich+Smith Team

Articles

Buy now, pay later: how it can increase your debt

Over the past few years, buy now pay later plans, also known as BNPL, have gained popularity and have become a convenient way to shop. These plans offer an alternative…

Financial tips

08 Sep, 2025

How subscription spending can quietly increase your debt

Subscriptions have become an incredibly common way companies make their products and services available to us. Typically for a monthly fee you get access to endless shows, music, cosmetics, meals,…

Financial tips

08 Sep, 2025

Letting go of the stigma around debt

Debt takes a toll on more than just your bank account. It can quietly wear down your confidence. For many, just hearing the word “debt” can bring waves of shame,…

Financial wellness

26 Aug, 2025

Consumer proposal acceptance rate explained

When you’re exploring debt relief options, acceptance rate may be a term you gloss over in your research, but it shouldn’t be. A Licensed Insolvency Trustee’s acceptance rate is the…

Debt relief

21 Apr, 2025

Why setting financial goals helps you get ahead

Setting financial goals is a key part of budgeting and growing financially. When thinking about setting financial goals, it’s smart to think of SMART goals… But what does that mean?…

Financial tips

16 Apr, 2025

Why choose Bromwich+Smith for debt help

So clearly a Licensed Insolvency Trustee is the way to go for your debt relief. In all fairness and with full transparency, there are a lot of good LITs in…

Debt relief

04 Apr, 2025

Tax season for small businesses in Canada

Tax time is always challenging, and if you’re adding a business into the mix, it’s easy to feel overwhelmed. Let’s break things down into more manageable steps so you can…

Financial tips

27 Mar, 2025

Wage garnishment in Canada: how to stop it

Understanding debt can be overwhelming. It’s not just about the numbers – it impacts your emotional well-being, self-worth and mindset. In Canada, if you owe money and stop making payments,…

Financial tips

21 Jan, 2025

Why not all debt is the same

Debt is almost always viewed in a negative light, but not all debt is considered bad. In fact, some debt can be a tool for achieving your financial goals. The…

Financial tips

21 Jan, 2025

What is a consumer proposal in Canada?

Financial challenges can be overwhelming and leave you feeling confused and alone. The word bankruptcy tends to bring up feelings of shame and embarrassment. If you’re hoping to resolve your…

Debt relief

21 Jan, 2025

What is bankruptcy in Canada?

When faced with financial struggles, it’s easy to feel alone and overwhelmed with stress. Every year, tens of thousands of Canadians fall behind on their monthly bills. This can cause…

Debt relief

17 Jan, 2025

The reality of insolvency

Debt can be scary. It’s tempting to want to run and hide when it becomes a problem, but delaying action will only make it worse. If you’re struggling with overwhelming…

Debt relief

13 Jan, 2025

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