What is a consumer proposal annulment?
Introduction: What happens if a consumer proposal is annulled? A consumer proposal is a formal, legally binding agreement that allows Canadians to repay a portion…
How one Canadian made the journey from debt to recovery
“I had taken out some payday loans, cash money loans, things like that, and I could pay them, I could keep them paid, but it…
What your credit score really says about financial recovery
Ask many Canadians what a credit score measures, and they’ll tell you it’s a reflection of their financial health. According to Jeff Lewis, Chief Insolvency…
What does a Licensed Insolvency Trustee do?
Introduction: What is a Licensed Insolvency Trustee? When Canadians start searching for help with their debt, one question often comes up first: what does a…
Debt stress and mental health
When debt affects more than your finances When credit card debt grows faster than it can be paid down, bills start piling up, and managing…
Everything you need to know about bankruptcy in Canada (and whether it might be right for you)
The bills are paid, but only just. The credit card gets used to cover what the pay cheque couldn’t, and next month looks the same…
Why trying to Google your way out of debt doesn’t work
“There were a lot of questions I had. I didn’t really understand the whole process,” said Tommy (a pseudonym), about researching his consumer proposal online.…
Need debt help? Not sure what questions to ask about debt recovery?
Consider a credit counsellor or Licensed Insolvency Trustee There’s often a moment (or series of moments) when you realize you don’t just need budgeting tips.…
What is a consumer proposal? This debt relief option is the main alternative to bankruptcy
When debt becomes too much to handle, it can feel like there’s only one option: bankruptcy. But bankruptcy is not the only government-regulated option available.…
Feeling stressed about debt? Here’s how to start finding a solution
It’s late at night and your house is finally quiet. You’ve done the dishes and your emails have finally stopped. And for the first time all day, there’s…
Debt recovery process in Canada explained
When debt becomes overwhelming, many Canadians start searching for real solutions. The good news is that there are clear, regulated paths to debt relief in…
What to do when you can’t pay your bills in Canada
If you can’t pay your bills, you’re not alone. Many Canadians reach a point where keeping up with payments feels impossible, no matter how hard…
We’re here to help
Get in touch
Managing debt can be difficult, but we’re here to help. Our debt relief specialists can show you your options and help you choose the best plan for you.
Book a consultation
Leave us your information and one of our specialists will reach out to you.