Five tips to avoid breaking the bank this summer 

^{By Bromwich+Smith Staff | 772 words | Reading Time: 4 minutes | Date: 2023/07/13}

Summer is a season of warmth, sunshine and relaxation and enjoyment. Kids are excited that another year of school has ended and parents are looking at ways to keep them entertained and safe. Summer doesn’t have to be a drain on your wallet. With a little creativity and planning, you can have a fantastic summer without adding additional financial stress. Bromwich+Smith will explore five budget-friendly tips that will help you make the most of the season while keeping your finances in check. From affordable outdoor activities to smart travel strategies, let's explore summer on a budget.  

1. Embrace the Great Outdoors 
   One of the best things about summer is the abundance of outdoor activities that come with it. Which makes this the perfect time to take advantage of nature's playground. Explore local hiking excursions,  explore local biking trails, or organize a camping weekend. These activities not only provide opportunities for adventure but also promote physical fitness and get the kids outside and moving this summer. Make sure to plan ahead, if your days activities take place over meal times, and plan a picnic to avoid extra costs for drive thru meals.  

2. Explore your own city 
   Summer is a season filled with community events, street fairs, festivals, and concerts. Many of these gatherings are free or have minimal entry fees, making them ideal for budget-aware families. Check your local community boards, or social media pages for information on upcoming events. Attend outdoor concerts, art exhibits, or cultural festivals in your area. Visit your city through the eyes of a tourist, make a point of stopping by local exhibits you have overlooked. Many libraries and cities will host childrens events throughout the day which can help reduce childcare costs. Take a tour of local playgrounds- along with your packed picnic lunch! 

3. Make the Most of the Season 
   Summer is the time for fresh produce, and taking advantage of this can be both healthy and cost-effective. Try your hand at planting a garden this summer. Not only could it help reduce your grocery store costs it is also a great activity for the kids to be involved in. Let your kids help select what to plant, and be in charge of watering the garden and tracking the progress. Additionally, consider purchasing extra fruit when it is on sale for preserving or freezing excess fruits and vegetables for later use. This can help extend your savings beyond the summer months. 

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1. Summer Travel 
   Traveling during the summer can seem unobtainable, but with careful planning, you can reduce costs significantly. If you have not planned ahead, you may be able to snag greatly reduced last minute deals if you are flexible on travel dates and locations. Look for affordable accommodation options such as camping, hostels, or vacation rentals. Consider traveling during off-peak times or booking your flights well in advance- or last minute to secure the best deals. Research and compare prices will help you score the best deal. Consider cashing in any reward mile, or credit card points. Plan your itinerary around free or low-cost attractions, museums, and landmarks, and explore local neighborhoods to experience the authentic culture of your destination. 

2. Staycation  
   If you're looking for relaxation and leisure, look no further than your own backyard. Create your own summer spot, with outdoor seating, lighting and splash area for the kids. Once you have your outdoor space set up, you will likely be more inclined to wanting to invite others over. Organize potluck gatherings or BBQ parties, where each guest brings a dish to share, reducing the overall cost while fostering a sense of community. If you love your outdoor space, you will be more likely to want to spend time there which will reduce the amount you spend on other activities this summer.  

With a little creativity and strategic planning, you can have an incredible summer without putting stress on your bank account. By setting a budget, embracing outdoor activities, taking advantage of free local events, exploring staycation options, you can create lasting memories while staying within your financial means. So, go plan to make the most of the summer season, knowing that you're being mindful of your budget.  

If you find yourself in a position where debt is taking control of your life, reach out today and learn about your  debt relief options.  Thousands of Canadians every year look to Licensed Insolvency Trustees like those at Bromwich+Smith to learn about available debt relief programs. Reach out today for a free, confidential, no obligation consultation. Bromwich+Smith’s Debt Relief Specialists are available by phone at 1.855.884.9243, or request a call back at contact us page.   

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