Five Healthy Financial Tips for 2021 Summer  

Five Healthy Financial Tips for 2021 Summer  

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It’s the middle of summer, and life is somewhat back to normal. That means travel, time with friends and family, and treating yourself are all back on the table after many months of social isolation. While it’s exciting to catch up on fun things, it’s important to keep an eye on spending, and make sure that you have a budget for summer fun. Keep the desire to spend money on fun times in check with these helpful tips. 

Say hello to our top five healthy financial habits this summer: 

  1. Take an honest look at your current situation. What’s your top priority for your finances? Use this time to check where you want to be, and make sure you’re saving for it. Getting out of debt, saving for a down payment, and travelling are some common goals, so make sure you know what you have, what you owe and what you need.  

  1. See where the “wiggle room” is and where you can’t budge. What fixed expenses do you have, and do you have money left over? Look at cancelling subscriptions you no longer need, ordering in less, and other things that can make more room in your budget for summer activities.  

  1. Make a summer fun budget and stick to it. Budgeting always begins with tracking your spending and assessing your situation. If you haven’t already, take a look at your bank statements and see if spending has increased or decreased in any way. Be realistic about what amount of money you can afford to spend on summer activities, and make a budget for each one. Make sure to include expenses such as gas for road trips, meals out, and leave money in the budget for unexpected expenses.  

  1. Mix free and cheap activities into your summer plans. From local festivals and events to nearby parks and outdoor recreation, take time to check out what’s happening in your community. Bike rides, neighbourhood walks, and tackling a summer reading list from the library are absolutely free and a great way to spend summer days.  

  1. Consider a part time side hustle to replenish your cash flow. This is always a great temporary option for when you want a little extra cash. Find a summer job that fits into your schedule and maybe brings you some joy. Serving in coffee shops or garden centres, dog walking,  house sitting, and delivering packages are side hustles that are widely available and can bring in extra income with one or two shifts a week.  


It’s important to note that everyone felt the financial effects of the pandemic in different ways, as some people inevitably got hit harder than others. If you are facing overwhelming debt, remember that you are not alone. Bromwich+Smith has a number of debt relief strategies to help you regain control of your finances and get your life back. Reach out today for a free, Reach out today for a free, confidential, no obligation consultation. Now offering video appointments with clients, Bromwich+Smith’s Debt Relief Specialists are available for initial free, no obligation, confidential consultation by phone at 1-855-884-9243 or request a call back at contact us page.


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