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Debt doesn't pick favourites. Anyone can experience debt. And when struggling under debt, the strain on everyday life can be tremendous. At Bromwich+Smith we understand and we can help. No matter how complicated you may believe your financial situation to be, there are always options. We have a dedicated team of Debt Relief Specialists ready to find a debt relief solution tailor-made to your specific financial situation.
During your free consultation, a Bromwich+Smith Debt Relief Specialist will review your finances with you, determining what you owe and to which creditors, what you earn and what you own. Based on this information we will be able to find the best debt relief solution(s) for your financial situation. We'll explain the advantages and any disadvantages of each option in a clear and concise way, free of confusing jargon. Your consultation can take place in person, over the phone or by video conferencing, whichever works best for you.
A Consumer Proposal is a debt settlement plan that Bromwich+Smith negotiates with your creditors for you. The amount offered to your creditors is based on what your budget allows and not what creditors are demanding, usually resulting in payback of only a percentage of original debt owed. Plus, your Proposal can be paid over a period of up to 5 years in one easy monthly payment, interest free. Learn More »
Before filing for bankruptcy is recommended, all other options will be explored. However, for some financial situations, a bankruptcy could be the best solution to erase debt and allow you to start clean. During your free consultation, a Bromwich+Smith Debt Relief Specialist will go over your finances with you and help you determine if a bankruptcy or another option is best for your situation. Learn More »
Want to know how to budget? Credit counselling can provide you with the knowledge and tools you need to help determine where your money is being spent each month, and to set budgets that work for you. Learn More »
Your debts are all consolidated into one loan, allowing you to pay your debts to your creditors in one lump sum. This can providing you with some much needed breathing room as you are now able to pay off the consolidated debt over an extended period of time. Learn More »
Medicine Hat and Area Office
640 3 Street SE, Suite 102 Medicine Hat AB T1A 0H5
One convenient number to talk to the local office nearest you. Alberta Toll Free: 1(855) 884-9243