rebuild your worth
rebuild your worth. you have options.
At Bromwich+Smith, we understand that when dealing with financial difficulties, the stress and strain that debt can put on every segment of your life can be overwhelming. However, no matter how complicated or difficult your situation may seem, there are always options, and our team of Debt Relief Specialists are here to help find the right debt relief solution, tailored for your specific situation.
A Bromwich+Smith Debt Relief Specialist will work with you to develop a clear picture of your financial situation, including your family situation, any income and assets you may have, your expenses, who you owe money to, and any active creditor actions against you. Using this information, our Specialist will discuss all of your options with you and develop a personalized debt relief solution tailored to your situation. Your consultation is always free and can take place over the phone and from the convenience of your own home.
A Consumer Proposal is a renegotiation of the original terms and amounts owing to creditors. Bromwich+Smith negotiates with your creditors for you, offering a settlement which is based on what you can afford and usually reduces debt owing to a percentage of what was originally owed. Immediately upon filing, any legal actions from creditors come to an end. Plus, with a Proposal, there are no interest charges and you have up to 5 years to pay with one consolidated monthly payment. Learn More »
After all options are explored, in some financial situations a bankruptcy may still be the best solution to erase debt and start with a clean slate. A Bromwich+Smith Debt Relief Specialist will provide you with the facts you need to determine if a bankruptcy or other option is best for you. Learn More »
Want to determine where your money goes each month? Want to figure out how to budget so that you can cover your expenses and save for your future? Credit counselling can provide you with the tools you need. Learn More »
Looking for some breathing room with your creditors? A consolidation loan combines all of your expenses into a lump sum, allowing you to pay off your creditors, and then pay off the loan over an extended period. Learn More »
Fort McMurray and Area Office
One convenient number for all local offices. Toll Free: 1(855) 884-9243
who we are.
Bromwich+Smith is a dedicated team of Debt Relief Specialists and Licensed Insolvency Trustees. We've been providing debt relief solutions since 2002 and have helped thousands of people eliminate debt and get back on track to rebuilding their worth.