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Start Fresh. Debt Free.

Reduce your debt up to 85%*. No more interest. No more collection calls.

All unsecured debt (including taxes), no more interest, no more collector calls, keep your assets, no hidden fees.

Debt Help Available Now! Free Consultation. Book Online or Call 1-855-884-9243

Start Fresh. Debt Free.  

+ How does it work? At Bromwich+Smith we offer a powerful debt relief solution called a Consumer Proposal, which usually reduces debt to only a percentage of original amount owed. The rest is forgiven. 


Eliminating debt shouldn't cost you more money! Only a Licensed Insolvency Trustee like Bromwich+Smith has the legal authority to administer a Consumer Proposal for you. In fact, if an online or offline debt relief service offers a Consumer Proposal, ask if they are Licensed Insolvency Trustees. If they are not, they will by law be required to engage an external Trustee, which could add their unnecessary fees to the process. 

Legally binding on all creditors, including CRA Taxes, Credit Cards, Payday Loans, Bills and all other unsecured debt.

Up to 5 years to pay, interest free! Get off the interest treadmill. There are absolutely no interest charges with a Consumer Proposal, and a Proposal can be paid over 5 years, with all debt combined into a single monthly payment.

Immediately stops all creditor calls and actions. All creditor collections and legal actions must stop. No more bothersome calls or stressful letters. If wages are being garnisheed, this too is stopped.

Does not involve your assets. Your home, car and other possessions are not touched by a Consumer Proposal.

No Hidden Fees. We are paid out of the settlement to your creditors. 

Free Consultation. Never A Cost. No Obligation.

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Unbiased | Nonjudgmental | Confidential

At Bromwich+Smith, we understand the stress that debt can have on all aspects of your life.. We're here to assist you with unbiased and nonjudgmental help, finding the right solution that will eliminate your debt and get you back on track to rebuilding your worth today. You can rest assured, no matter how complicated your financial situation may seem, there are always options to explore.

Ask Us Your Questions | Book Your Free Consultation

Your FREE CONSULTATION can take place on the phone from the comfort of your home.

Please Fill in the Form Below or Call 1-855-884-9243

(One number to talk to the Local office nearest you. Toll Free).

Reason(s) You Are Seeking Debt Relief
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Are You Experiencing Any Of The Following?
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Have You Filed A Consumer Proposal or Bankruptcy In The Past?
Are You Trying to Reduce Any of the Following Debt Types?
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Award-Winning Integrity & Solutions. Nationwide. 

It caught us completely by surprise to be voted the Toronto Star Readers’ Choice in 2019 – we didn’t even know that we had been nominated - the nomination and award were entirely the work of our clients! We’re proud of having won that award again in 2020, along with Three Best Rated. In 2021, we have once again been nominated for the Toronto Star Readers’ Choice. Our commitment to earning the trust of our clients is recognized across the country.