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Debt Relief. You Have Options. We'll Explore The Options With You.
At Bromwich+Smith in Windsor, we appreciate that every person's financial situation is unique, and offering a generic, cookie cutter debt solution simply won't do. During your free consultation, our Debt Relief Specialist will go over the details of your specific debt situation with you. With these details, we'll provide you with a tailor made and unbiased recommendation as to the best path to eliminate your debt today. Your consultation is always free.
You Have Options.
A Consumer Proposal allows for the restructuring of your debt to an amount that you can afford.
Here's how a Consumer Proposal works:
With a Consumer Proposal, Bromwich+Smith negotiates with your creditors on your behalf, offering a debt settlement based on what you can afford, not the original amount owing. A Proposal can result in you only having to payback a percentage of original debt. The remainder is forgiven.
Credit counselling can provide you with the guidance and budgeting tools you need to control spending and make the most of your money. Learn More »
Before recommending declaring bankruptcy, you can rest assured that all debt relief options will first be explored. However, in some situations, filing bankruptcy could be the best option to provide the debt relief you need. Your Windsor Bromwich+Smith Debt Relief Specialist will examine all options with you. Learn More »
Your debts from several creditors are consolidated into a single loan. A consolidation loan usually allows extended time to pay and often at a reduced interest rate. A consolidation loan usually requires assets to secure the loan and a good credit limit. Plus, you still pay back 100% of your debt, with interest. We'll help you understand how a consolidation loan works and it's benefits, and explore if a Consumer Proposal would be a better option for you. Learn More »
CIRP, LIT, CPA, CGA