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Windsor Debt Help

Bromwich+Smith. Your Windsor & Area Debt Relief Specialists.
We've Helped Thousands Of Canadians Eliminate Debt Since 2002. We Can Help You Too!

Click to Book A Free Consultation

or Call 1-855-884-9243 (One convenient toll-free number to talk to the Windsor & Area Office nearest you).

Your Consultation Is FREE.

Debt Relief. You Have Options. We'll Explore The Options With You.

At Bromwich+Smith in Windsor, we appreciate that every person's financial situation is unique, and offering a generic, cookie cutter debt solution simply won't do.  During your free consultation, our Debt Relief Specialist  will go over the details of your specific debt situation with you. With these details, we'll provide you with a tailor made and unbiased recommendation as to the best path to eliminate your debt today.  Your consultation is always free.

You Have Options.

What Is A Consumer Proposal?

A Consumer Proposal allows for the restructuring of your debt to an amount that you can afford.

Here's how a Consumer Proposal works:

PlusWith a Consumer Proposal, Bromwich+Smith negotiates with your creditors on your behalf, offering a debt settlement based on what you can afford, not the original amount owing.  A Proposal can result in you only having to payback a percentage of original debt. The remainder is forgiven.
PlusCreditor actions are immediately stopped, including collection activities and legal actions, such as wage garnishees.
PlusAll unsecured debts are included in a Consumer Proposal. CRA tax debt, credit card debt, payday loans and debts as well. All of your creditors are bound by the Proposal, and once accepted, they can't come back for more.
PlusInterest free. All debts are consolidated into one monthly payment, allowing you to payback your proposal over a period of up to 5 years.
PlusNo Direct Fee Payments from you. We are paid by a government tariff that comes out of the settlement to your creditors.

Credit Counselling

Credit counselling can provide you with the guidance and budgeting tools you need to control spending and make the most of your money. Learn More »

Filing Bankruptcy

Before recommending declaring bankruptcy, you can rest assured that all debt relief options will first be explored. However, in some situations, filing bankruptcy could be the best option to provide the debt relief you need.  Your Windsor Bromwich+Smith Debt Relief Specialist will examine all options with you. Learn More »

Bank or Other Financial Institution Debt Consolidation Loan

Your debts from several creditors are consolidated into a single loan. A consolidation loan usually allows extended time to pay and often at a reduced interest rate. A consolidation loan usually requires assets to secure the loan and a good credit limit. Plus, you still pay back 100% of your debt, with interest. We'll help you understand how a consolidation loan works and it's benefits, and explore if a Consumer Proposal would be a better option for you.  Learn More »

Meet Your Bromwich+Smith Windsor & Area Licensed Insolvency Trustee.

Meet other members of the Bromwich+Smith team HERE

Windsor Licensed Insolvency Trustee

Andrew Bazelevsky