rebuild your worth.
Bromwich+Smith. Your Ottawa & Area Debt Relief Specialists.
We've Helped Thousands Of Canadians Eliminate Debt Since 2002. We Can Help You Too!
FREE CONSULTATION. We'll find the right solution for your specific financial situation and get you back on track to rebuilding your worth today, debt free.
or Call 1-855-884-9243 (One convenient toll-free number to talk to the Ottawa & Area Office nearest you).
Looking for Debt Relief? In Ottawa, You Have Options!
You may have already heard of credit and debt counselling, debt consolidation loans, bankruptcy or a consumer proposal. But how do you know which approach is best for your specific financial situation? The quick answer is, there is no one-size-fits-all debt solution. Your debt solution should be tailor made for your specific financial situation.
When you contact Bromwich+Smith in Ottawa, a Debt Relief Specialist will go over all details of your finances with you, determining how much you owe and to whom, and any sources of income and assets you may have. There is no charge for this FREE CONSULTATION. And then, only after we have completed our analysis of your finances with you will we begin to make an unbiased recommendation as to the best path to eliminate your debt, providing you with all the details you need to make an informed decision.
At Bromwich+Smith in Ottawa, we offer a powerful debt consolidation loan and bankruptcy alternative called a Consumer Proposal, allowing you eliminate your debts, stop all creditor actions and keep your assets.
Here's how a Consumer Proposal works:
Bromwich+Smith negotiates with your creditors on your behalf, restructuring your debt based on what you can afford, not what your creditors are demanding. You are usually required to payback only a percentage of original amount owed. The remainder is forgiven.
Other Options To Explore.
Before recommending bankruptcy, all other options will first be explored. However, in some situations, a bankruptcy can be the best option to eliminate debt. If it is determined that your financial situation would be best served by a bankruptcy, a Bromwich+Smith Debt Relief Specialist will provide you all the details about how a bankruptcy works and how it can allow you to start fresh with a clean slate. Learn More »
There are a number of tools and tips available to help you budget and manage your money. A Credit Counsellor can provide you with the guidance you need to take control of your finances. Learn More »
In some financial situations, a debt solution that decreases the interest rate on some of your debts and/or gives yourself more time to pay could provide the debt relief you need. In this case, the consolidation of your debts with a debt consolidation loan could be right solution for you. However, unlike a Consumer Proposal, with a consolidation loan you usually required to have a good credit rating and sufficient assets to secure the loan. Plus, you will still be responsible for paying 100% of original debt, with interest. Learn More »
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