rebuild your worth

Kamloops debt solutions

Bromwich+Smith Has Helped Thousands Of Canadians Eliminate Debt Since 2002.
We Can Help You Too!

Free Consultation. Never A Cost. No Obligation.

Your Kamloops Bromwich+Smith Debt Relief Specialist will go over the details of your finances with you, exploring the debt relief options that are available and determining the best option to resolve your specific situation.  Your consultation is always free and can take place on the phone from the convenience of your home.

Click to Book A Free Consultation

or Call 1-855-884-9243 (One convenient toll-free number to talk to the Local office nearest you).

Kamloops and Area Debt Relief Specialists.

Whether you are only able to make minimum payments or are unable to make any payments towards your debt at all, we understand that the stress can be overwhelming. At Bromwich+Smith, our team of Debt Relief Specialists are here to assist you with unbiased and nonjudgmental help, providing solutions that will eliminate your debt and get you back to rebuilding your worth today.

There are many debt relief options available.  Choosing the right option can make all the difference in the world on the outcome.  At Bromwich+Smith, we believe that a one-size-fits-all solution simply won't do.  We will examine all the details of your financial situation with you, looking at all the factors in depth, and determining a solution that works for your specific financial situation.

your options.

Consumer Proposal

A Consumer Proposal is a powerful bankruptcy alternative and could be the right option for you when you are unable to make your payments or are only able to make minimum payments on your debt.  With a Proposal, Bromwich+Smith negotiates with your creditors on your behalf, reaching a settlement that usually requires repayment of only a portion of your original debt or gives you more time to pay, or both. 

Features of a Consumer Proposal:

PlusUnsecured debts are consolidated into a single affordable monthly payment, based on the settlement negotiated with your creditors. 
PlusInterest charges are eliminated.
PlusA proposal doesn't touch your assets.
PlusA proposal allows up to 5 years to pay.
PlusAll unsecured creditor actions, including credit cards and the tax department, are immediately stopped, including wage garnishees. 
PlusThere are no hidden fees. We are paid by a government tariff.

Declare Bankruptcy

In some financial situations, the best option to wipe the slate clean and get a fresh start could be declaring bankruptcy. However, before a bankruptcy is recommended, you can rest assured, all other debt relief options will be explored.  If after exploring your options it is determined that a bankruptcy is your best option, a Bromwich+Smith Debt Relief Specialist will provide you with everything you need to know about the bankruptcy process. Learn More »

Credit Counselling

Credit Counsellors can be a great resource for providing budgeting tools and money management advice. Learn More »

Debt Consolidation

When you still have a good credit rating and sufficient assets to secure a loan, a debt consolidation loan from a bank or other financial institution can provide you with the breathing room you need. A Bromwich+Smith Debt Relief Specialist will explain the differences between a consolidation loan and a consumer proposal and why one might be better than the other for your financial situation.  Learn More »

Kamloops and Area Office (By appointment)

One convenient number to contact the local office nearest you. Toll Free: 1(855) 884-9243